GENERAL INFORMATION

NASPELING® (“company”, “we”, “us”, “our”) hosts online course/s.  In addition, we may create online communities for the sole purpose of shared dialogue, interpretation, thought, and debate in the interest of enhanced economic understanding and insight. In the event of participants/external parties occasionally sharing digital links or posts containing articles or contributions published by either participants themselves or by external parties, it should be noted that NASPELING® categorically distances itself from any unverified articles, facts or sources and misinformation for the purpose of political gain and/or to benefit any interest group.

Our course videos are accessible online only.  We may, however, provide additional downloadable published articles related to some topics covered in certain course modules.  This merely serves as an additional source for course attendees to read through and interpret, based on the learnings/topics covered in that module.

Whilst adding these articles, NASPELING® does not, by implication, condone or necessarily agree with the opinion expressed as these articles explicitly serve as supplementary support toward economic interpretation.

Although the creation process of this course had been conducted through diligent research and verification and with the utmost care to ensure correctness at the time of publishing online, global events and their economic impacts constantly and exponentially evolve.  The overall goal of NASPELING® constitutes bringing an improved understanding of and insight into the broader field of Economics to a wider audience.  NASPELING®, its content creator and author therefore claim complete impartiality and objectivity, and any information contained in this course that may be interpreted as an opinion, would in totality represent the views of the author and creator.

This website is inspired by the passion for skills development and education in the field of a general and broad level of Economic Understanding.  We strive to provide insight into the discipline of economic fundamentals in an attempt to:

• Serve as a supplementary medium toward academic studies in Economics
• Reduce the globally high prevalence of Small Business Failure
• Promote Successful Entrepreneurship
• Build a confident workforce

to contribute toward the improvement of social upliftment and sustainable economic growth.  We are by no means, nor do we claim to be, economists or professional financial/economic advisors.  Our content should not be used as a substitute for any economic/financial advice or academic curricula from any formal or accredited institution or professional authority.

It is of paramount importance to note that the informational content included in all online course/s offered by NASPELING® – although developed from decades of corporate financial experience, continued studies, research, and observation – still remains the views of the founder of NASPELING®, Nancy Aspeling.  Therefore, all course content merely serves to promote and/or support an insight and overall understanding of the complex and intricate field of Economics.  Subsequently, no information or course content – neither as a whole nor in part – should be applied to replace any professional financial investment/economic advice, nor any academic lectures, teachings, or certifications from any formal or legally accredited/registered body or institution.

There are no guarantees of course outcomes and it remains incumbent upon each individual to seek a deeper understanding of any topic or subject matter mentioned or discussed throughout the course/s, should it be required in accordance with individual levels of understanding.  

NASPELING® distances itself from any potential controversial views and/or opinions that may be expressed by any participant or user of this website and inclusive of its associated social media platforms.  Whilst encouraging healthy and always respectful debate, we reserve the right to terminate individual access in the extreme occurrence of hate speech, bullying, abuse, defamation, or any kind of malicious and intimidating behaviour.  By using this website, you accept full liability for any potential damages or harm, directly or indirectly,  inflicted on the Website as a result of your violation of our Terms of Use, which incorporates our Disclaimer and Privacy Policy.

The term “you” refers to anyone who uses, visits, and/or views the website.

Please read this disclaimer carefully.  By visiting and using this website, you accept and agree to be bound by this Disclaimer as well as our Terms of Use, Privacy Policy, and Refund Policy. We reserve the right to modify this Disclaimer at any time without notice and your continued use of our website, products, and/or services constitutes your acceptance of future changes and updates thereof. 

GENERAL DISCLAIMER

All content and information on this website are intended for informational and educational purposes only.  It does not constitute professional financial advice or economic decision-making of any kind and use of this website does not establish any kind of professional/client relationship.  A potential professional/client relationship with you is only formed after we have expressly entered into a written and signed agreement with you which will include our fee structure and other terms to work with or collaborate with you, in a specific matter.

Although we strive to provide accurate general information, the information presented on this Website serves in no way as a substitute for any kind of professional advice or academic teachings, and you should not rely solely on this information alone.

EARNINGS, AFFILIATE/THIRD-PARTY LINKS DISCLOSURE AND DISCLAIMER

We may partner with other businesses or become part of different affiliate programs where we might promote or advertise these partners’ products or services on our website in exchange for commission and/or financial rewards when you click and/or purchase those products and/or services through our affiliate links.  The commission earned by us through your purchase comes at no extra cost to you.

In the highly unlikely event of us recommending other products and/or services, take note that no such reference is intended to be an endorsement or statement that such information provided is accurate and/or beneficial to you.  These recommendations are made based on our own personal experience but it is still your responsibility to conduct your own due diligence to ensure that you have obtained complete accurate information about such products and/or services.

These affiliate or third-party relationships and links in no way compromise the integrity of the course content or information being presented to you by NASPELING®, and you are under no obligation to click on these affiliate links to purchase those products or services being offered.  These potential affiliate programs will be selected based on our personal experiences and preferences in order to potentially further expand your insight, understanding, and interpretation of economics as a whole.

Even though we may provide these affiliate links on the website for your convenience, we have no control over these external websites and they are solely responsible for their own content and information presented.  Therefore NASPELING®, its employees, shareholders, successors, or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.  This Disclosure Policy applies to all affiliate links we share on our website, social media, emails, programs, products, and through any other means of communication with you.

Kindly note that our online course delivery facilitation is hosted on the Thinkific Learning Management platform with seamless redirection to and from our website.

NO WARRANTIES

The content, information, products, and/or services provided and license granted to the sales licensee under this agreement are provided on an “as is” basis, without any warranty of any nature.  The website expressly disclaims any and all warranties, whether express or implied, including, without limitation, any implied warranties of merchantability or fitness for a particular purpose, to the full extent permissible by law.  Specifically, but without limitation, the website disclaims any warranty with respect to any content, information, materials, products, and/or services provided.  The company makes no warranties that the website will operate to meet your requirements or that any content and information presented here will be complete, current, or error-free.  The company disclaims all warranties, implied and express for any purpose to the full extent permitted by law.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, in no event will the Website, we, employees, shareholders, or anyone working with us be liable to any person for any direct, indirect, incidental, consequential, or any other damages or losses (including, without limitation, damages for lost profits, revenue, goodwill, use of content, impact on business, etc) resulting from your use of the website, however caused.  These limitations of liability apply even if www.naspeling.com has been expressly advised of the potential loss.

By accessing this Website, you explicitly agree that it is done so at your sole risk and that you are solely and entirely responsible for the consumption of the information provided to you, your understanding, interpretation, actions, and the outcomes thereof, personal and business results, and for all other use in connection with and relating to the website.  You understand and acknowledge that you are entirely responsible for your reliance on the contents found on this website, and that NASPELING® and/or any shareholder, employee, or affiliated party is in no way responsible for any damage or loss arising from your use and reliance on the contents on this site or any related associated sites.

The Internet and any online business are constantly evolving.  Information on this website should NOT be considered purely current/contemporary, complete, or exhaustive, and you should not rely on such information for a particular and specific decision.

You also explicitly agree that the Website, we, employees, shareholders or anyone working with us shall not be held liable for any damages from 1) any errors or submissions on the website, failure of performance of any kind, interruption in the operation and use of the Website and its potential associated sites, Website attacks such as computer viruses, hacking of personal information or any other system failures; 2) loss of income, use, data, revenue, profits, business or any goodwill pertaining to the Website, any theft or unauthorised access by third parties of your information from the website regardless of circumstance; and 3) any use/misuse of the products or services offered on the Website.

This limitation of liability shall apply whether such liability arises from perceived negligence, breach of contract, tort, or any other legal theory of liability.  By accessing the Website, you understand and accept that we offer no express or implied guarantees/outcomes to you based on the content presented here, and you accept that no particular results are being promised to you here.

INDEMNIFICATION

You agree to indemnify the Company and/or its employees, shareholders, or anyone working with us for, and to hold each Indemnified Person / Entity harmless against, any loss, liability, claims, damages, demands, actions, suits, proceedings, or judgments, including costs, expenses and reasonable attorneys’/ legal fees (“Liabilities”) assessed against or otherwise incurred by you arising in whole or in part, from a) actions or omissions, whether done negligently or otherwise by you or your representatives, b) all your actions and use of the Website, including the purchase of products or services, c) violation of any laws, rules, regulations or ordinances by you, d) violation of the Terms of Use of this Website by you, your representatives or anyone related to you, e) breach or infringement by you or your representatives of intellectual property rights or other rights of anyone.  You will be notified of any such claims and the Company has the right to defend itself against these claims and reserves the right to defend any such liabilities or damage at your expense.

COMPLAINTS

We are committed to maintaining a high standard of professional and fair business conduct, and strive toward full transparency in all our customer interactions and business dealings. In the unlikely event of the recording of a formal complaint, this will be promptly addressed and handled on an individual basis within 3-5 Business Days after receipt thereof to support@naspeling.com and allowing for business hours between 9am and 5pm (GMT+4).

CONTACT

For any further questions or comments, please contact us at support@naspeling.com